International Journal of Science and Research (IJSR)

International Journal of Science and Research (IJSR)
Call for Papers | Fully Refereed | Open Access | Double Blind Peer Reviewed

ISSN: 2319-7064




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Research Paper | Economics & Finance | India | Volume 10 Issue 5, May 2021


Life Insurance in India and its Historical Perspectives

Anindita Neogi [5]


Abstract: Life insurance provides individuals with a number of important financial services. In the face of increasing urbanization, mobility of the population, and formalization of economic relationships between individuals, families, and communities, life insurance has been considered as a way for individuals and families to manage income risk in future which is uncertain. Also, life insurance products encourage long-term savings and the re-investment of substantial sums in private and public sector projects, because life insurance products offer a means of disciplined contractual saving contrary to the investment in stock markets although long term returns are quite low in life insurance investments. This paper attempts to discuss theoretical aspects of life insurance in India and also history of life insurance in India.


Keywords: Life Insurance, India, history, Penetration, Density


Edition: Volume 10 Issue 5, May 2021,


Pages: 541 - 544


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Anindita Neogi, "Life Insurance in India and its Historical Perspectives", International Journal of Science and Research (IJSR), Volume 10 Issue 5, May 2021, pp. 541-544, https://www.ijsr.net/getabstract.php?paperid=SR21512114505



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