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Research Paper | Law | Volume 15 Issue 4, April 2026 | Pages: 681 - 684 | India
Corporate Governance in the Indian Banking Sector: A Critical Comparative Analysis of Public and Private Sector Banks in the Post-Liberalization Era
Abstract: Corporate governance has become a central pillar in ensuring transparency, accountability, and efficiency in the banking sector. In India, the post-liberalization period (after 1991) witnessed significant transformations in banking governance structures, regulatory frameworks, and operational efficiency. This paper critically examines corporate governance practices in public and private sector banks, highlighting key differences in ownership structure, board composition, regulatory compliance, risk management, and performance outcomes. The study also evaluates the role of the Reserve Bank of India (RBI) and government reforms in strengthening governance norms. The findings reveal that while private sector banks exhibit relatively stronger governance practices due to market discipline and autonomy, public sector banks continue to face challenges due to political interference and structural rigidities. The paper concludes with policy recommendations aimed at strengthening governance frameworks in both sectors.
Keywords: Corporate Governance, Indian Banking Sector, Public Sector Banks, Private Sector Banks, RBI, Liberalization, Transparency, Accountability
How to Cite?: Ankita Tyagi, Dr. Anumesha Sahai, "Corporate Governance in the Indian Banking Sector: A Critical Comparative Analysis of Public and Private Sector Banks in the Post-Liberalization Era", Volume 15 Issue 4, April 2026, International Journal of Science and Research (IJSR), Pages: 681-684, https://www.ijsr.net/getabstract.php?paperid=SR26409123907, DOI: https://dx.dx.doi.org/10.21275/SR26409123907