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China | Computer Science and Information Technology | Volume 15 Issue 1, January 2026 | Pages: 1278 - 1289
Blockchain-Based Supply Chain Finance Management Methods and Systems
Abstract: In view of the core pain points of traditional supply chain finance, such as financing difficulties for secondary and above suppliers, opaque transaction information, and difficulty in confirming accounts receivable of small and medium-sized enterprises, this study proposes a blockchain-based supply chain finance management method and system. The system builds a consortium chain network composed of core enterprise nodes, factoring company nodes, supplier nodes, upstream enterprise nodes and information notary nodes, relying on blockchain core technologies such as distributed ledgers and smart contracts to realize the whole process management of credit line issuance, digital bill issuance, circulation endorsement, maturity redemption and discounting. As the core carrier, digital bills have the characteristics of splitting, circulation and discounting, realizing the cross-level transmission of core enterprise credit; The distributed architecture and information notarization mechanism of the consortium chain ensure that transaction information is transparent, traceable, and cannot be tampered with, effectively reducing information asymmetry and transaction risks. Through multi-node collaboration and automated processes, the system not only alleviates the financing pressure of small and medium-sized enterprises, optimizes the efficiency of supply chain capital flow, but also enhances supply chain synergy and the competitiveness of core enterprises, providing practical solutions for the digital transformation of supply chain finance.
Keywords: Blockchain, Supply Chain Finance, Alliance Chain, Digital Bills, Financing Services
How to Cite?: Xiepeng XU, Zhuochi Lin, "Blockchain-Based Supply Chain Finance Management Methods and Systems", Volume 15 Issue 1, January 2026, International Journal of Science and Research (IJSR), Pages: 1278-1289, https://www.ijsr.net/getabstract.php?paperid=SR26114093615, DOI: https://dx.doi.org/10.21275/SR26114093615