Women Investors' Perception of Trading as a Passive Income: Trends & Themes in Goa State

Anitha Kumari B.

Abstract: This paper investigates the evolving perception of women investors in Goa toward trading as a source of passive income. Traditionally conservative in financial decision-making, women in Goa are now increasingly engaging with equity markets and fintech platforms, driven by rising financial literacy, digital access, and socio-cultural shifts. The study explores key themes such as risk tolerance, investment behavior, fintech adoption, and barriers to entry. Using a mixed-method approach-quantitative surveys, qualitative interviews, and technical analysis-the research analyzes how women perceive trading not merely as a financial tool but as a pathway to autonomy and empowerment. Goa, with its high female startup participation and progressive financial culture, provides a compelling backdrop for this study. Findings reveal that while interest in trading is high, actual participation is tempered by risk concerns and limited mentorship. However, younger women and urban professionals in Goa show greater confidence and willingness to engage with trading platforms. The paper also highlights the role of government initiatives, financial education programs, and success stories of pioneering female traders in reshaping the investment landscape. By identifying trends and themes in women?s trading behavior in Goa, the study offers actionable insights for financial institutions, educators, and policymakers to foster inclusive growth. It concludes that empowering women through targeted interventions can unlock significant economic potential and contribute to a more equitable financial ecosystem.

Keywords: Women investors, Goa, passive income, trading behavior, financial literacy, fintech, risk perception, gender equity

How to Cite?: Anitha Kumari B., "Women Investors' Perception of Trading as a Passive Income: Trends & Themes in Goa State", Volume 14 Issue 8, August 2025, International Journal of Science and Research (IJSR), Pages: 34-40, https://www.ijsr.net/getabstract.php?paperid=SR25717172050, DOI: https://dx.doi.org/10.21275/SR25717172050