Downloads: 13 | Views: 117 | Weekly Hits: ⮙3 | Monthly Hits: ⮙12
Analysis Study Research Paper | Finance | Saudi Arabia | | Popularity: 6 / 10
The Role of Fintech in Supporting Small and Medium Enterprises (SMEs) Lending
Ghanem M. Elsayed
Abstract: This study examines the transformative role of financial technology (fintech) in addressing the financing challenges faced by small and medium enterprises (SMEs). SMEs, which are essential to economic growth and job creation, often struggle to secure funding due to stringent requirements imposed by traditional banks. Fintech innovations?such as peer - to - peer (P2P) lending, online lending marketplaces, blockchain, and AI - driven credit scoring are reshaping the SME lending landscape, offering accessible, efficient, and flexible financing solutions. By analyzing key technological advancements and case studies, this paper explores how fintech improves access to capital, supports economic growth, and promotes financial inclusion for SMEs, particularly in underserved regions.
Keywords: Fintech, SME lending, peer - to - peer lending, blockchain, AI - based credit scoring, financial inclusion, economic growth, alternative lending platforms
Edition:
Pages: 1768 - 1776
DOI: https://www.doi.org/10.21275/SR241129022204
Make Sure to Disable the Pop-Up Blocker of Web Browser
Downloads: 13 | Views: 117 | Weekly Hits: ⮙3 | Monthly Hits: ⮙12
Analysis Study Research Paper | Finance | Saudi Arabia | Volume 13 Issue 12, December 2024 | Popularity: 6 / 10
The Role of Fintech in Supporting Small and Medium Enterprises (SMEs) Lending
Ghanem M. Elsayed
Abstract: This study examines the transformative role of financial technology (fintech) in addressing the financing challenges faced by small and medium enterprises (SMEs). SMEs, which are essential to economic growth and job creation, often struggle to secure funding due to stringent requirements imposed by traditional banks. Fintech innovations such as peer - to - peer (P2P) lending, online lending marketplaces, blockchain, and AI - driven credit scoring are reshaping the SME lending landscape, offering accessible, efficient, and flexible financing solutions. By analyzing key technological advancements and case studies, this paper explores how fintech improves access to capital, supports economic growth, and promotes financial inclusion for SMEs, particularly in underserved regions.
Keywords: Fintech, SME lending, peer - to - peer lending, blockchain, AI - based credit scoring, financial inclusion, economic growth, alternative lending platforms
Edition: Volume 13 Issue 12, December 2024
Pages: 33 - 41
DOI: https://www.doi.org/10.21275/SR241129022204
Make Sure to Disable the Pop-Up Blocker of Web Browser
Similar Articles
Downloads: 0
Informative Article, Finance, India, Volume 12 Issue 10, October 2023
Pages: 2143 - 2146KYC (Know Your Customer) in Fintech Industry
Goutham Sabbani
Downloads: 1 | Weekly Hits: ⮙1 | Monthly Hits: ⮙1
Research Paper, Finance, Vietnam, Volume 11 Issue 7, July 2022
Pages: 617 - 622Fintech Management in ASEAN Countries
Tran Thi Thu Huong, Duong Ngan Ha
Downloads: 1 | Weekly Hits: ⮙1 | Monthly Hits: ⮙1
Analysis Study Research Paper, Finance, India, Volume 11 Issue 8, August 2022
Pages: 878 - 881FinTech Companies and Central Banks' Responses to the Revolution in the Stock Market
Sagar
Downloads: 1 | Weekly Hits: ⮙1 | Monthly Hits: ⮙1
Research Paper, Finance, India, Volume 12 Issue 12, December 2023
Pages: 228 - 231Determinants of Customer Perception of Digital Financial Services in Hubli Dharwad
Dr. Tazeentaj Mahat
Downloads: 2 | Weekly Hits: ⮙2 | Monthly Hits: ⮙2
Informative Article, Finance, India, Volume 12 Issue 9, September 2023
Pages: 2185 - 2189Real - Time Risk Monitoring with Big Data Analytics for Derivatives Portfolios
Nikhil Jarunde