International Journal of Science and Research (IJSR)

International Journal of Science and Research (IJSR)
Call for Papers | Fully Refereed | Open Access | Double Blind Peer Reviewed

ISSN: 2319-7064

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Research Paper | Computer Engineering | India | Volume 11 Issue 11, November 2022

QR Code for Banking

Akul Desai

Abstract: This work contributes in the design and implementation of an inventive secure authentication method which utilizes a QR code; an open source proof - of - concept authentication system that uses a two - factor authentication by combining a password and a camera - equipped mobile phone, acting as an authentication token. QR code is extremely secure as all the sensitive information stored and transmitted is encrypted; however it is also an easy to use and cost - efficient solution. In the QR code a complex password is stored. Smart phone is used for scanning the QR code. The code is scanned with the QR code scanner. Scanning result generate one string which is the combination of IMEI number of a phone which is register by the user and the random number, where random number is generated by the random number function. If the network is available on the smart phone then that generated string is automatically entered into the login page and homepage of bank is open. Otherwise six - digit pin code is generated and it has to manually enter in the login page and home page of bank is open for transactions. In a modern world where we are able to do almost everything on - line (banking, shopping, communicating, storing and sharing personal information. . .), it is nowadays a critical matter to be able to access these services in the most secured manner. Indeed, as viruses and cracking methods become more complex and powerful by the day, the available security techniques must improve as well, allowing users to protect their data and communications with the maximum confidence. The aim is to develop an authentication method using a two factor authentication: a trusted device (a mobile phone) that will read a QR code and that will act as a token, and a password known by the user.

Keywords: QR CODE, Banking, Banking security, QR Code with banking, Two Factor Authentication

Edition: Volume 11 Issue 11, November 2022,

Pages: 955 - 957

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