Performance Analysis of Systematic Investment Plan (SIP) in Thematic Funds

Dharani P, Dr. R. Hemavathy

Abstract: Performance analysis of Systematic Investment Plans (SIPs) in thematic mutual funds offers valuable insights into how sector - specific investment strategies perform over time. Thematic funds, which focus on emerging sectors such as technology, healthcare, infrastructure, and consumption, are known for their potential to deliver higher returns while exposing investors to sector concentration risks. Integrating SIPs with these funds provides a disciplined approach to investing, allowing investors to mitigate market volatility through rupee cost averaging. This research evaluates the historical performance, risk - adjusted returns, and growth trends of SIPs in thematic funds offered by Sundaram Mutual Funds, employing tools such as descriptive statistics, CAGR analysis, trend forecasting, regression models, and risk - return metrics. The findings reveal that while thematic funds exhibit higher volatility compared to diversified equity funds, certain sectors demonstrate superior long - term growth potential and stability.

Keywords: Systematic Investment Plan (SIP), Thematic Mutual Funds, Risk - adjusted Returns, Trend Forecasting, Sector - specific Investment, Long - term Growth Potential