International Journal of Science and Research (IJSR)

International Journal of Science and Research (IJSR)
Call for Papers | Fully Refereed | Open Access | Double Blind Peer Reviewed

ISSN: 2319-7064

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Research Paper | Finance | China | Volume 7 Issue 8, August 2018

The Competition and Complementarity between Internet Finance and Commercial Banks

Liu Bing

Abstract: With the rapid development of Internet finance, it has already had a profound impact on commercial banks. In this context, commercial banks should change their business models and competitive strategies, and rationally use the advantages of Internet finance to promote the development of their own and China's financial market is an urgent problem to be solved. This article will analyze the characteristics and models of Internet finance and commercial banks to compare their strengths and weaknesses. Specific analysis on which aspects of Internet finance will pose challenges to traditional commercial banks, and how to deal with challenge of commercial banks. Analyze the future development direction and market positioning of commercial banks and internet finance.

Keywords: internet finance, commercial bank, competition and complementarity

Edition: Volume 7 Issue 8, August 2018,

Pages: 356 - 361

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