International Journal of Science and Research (IJSR)

International Journal of Science and Research (IJSR)
Call for Papers | Fully Refereed | Open Access | Double Blind Peer Reviewed

ISSN: 2319-7064


Downloads: 137 | Views: 209

Research Paper | Management | India | Volume 3 Issue 3, March 2014 | Rating: 6.1 / 10


Credit Risk Management for Banking

B. Chitra | U. Vani


Abstract: Credit risk or default risk involves inability or willingness of a customer if counterparty to meet commitments in relation to lending, trading, hedging, settlement and other financial transactions. The Credit Risk is generally made up of transaction risk or default risk and portfolio risk. The portfolio risk in turn comprises intrinsic and concentration risk. The credit risk of a banks portfolio depends on both external and internal factors.


Keywords: Credit risk


Edition: Volume 3 Issue 3, March 2014,


Pages: 135 - 137


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