International Journal of Science and Research (IJSR)

International Journal of Science and Research (IJSR)
Call for Papers | Fully Refereed | Open Access | Double Blind Peer Reviewed

ISSN: 2319-7064


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Informative Article | Computer Science and Information Technology | Volume 15 Issue 6, June 2026 | Pages: 1102 - 1104 | United States


Closing the Intelligence Gap: The Race to Intelligent Underwriting

Toby Chembakassery Mathew

Abstract: The underwriting function is at an inflection point. Third-party data maturity, AI-powered decision agents, and modernized workflow architecture are giving carriers a genuine opportunity to accelerate time-to-quote, free underwriters from administrative work and bring more rigor to underwriting. But the gap between carriers who are experimenting and those who are executing is widening and the operational design choices being made today will determine competitive positioning for the next decade.

Keywords: Underwriting, Third-Party Data, Artificial Intelligence, Data Maturity, Property and Casualty Insurance

How to Cite?: Toby Chembakassery Mathew, "Closing the Intelligence Gap: The Race to Intelligent Underwriting", Volume 15 Issue 6, June 2026, International Journal of Science and Research (IJSR), Pages: 1102-1104, https://www.ijsr.net/getabstract.php?paperid=SR26620210200, DOI: https://dx.doi.org/10.21275/SR26620210200

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