A Study on Short-Term Loan Issues in Primary Agricultural Cooperative Credit Societies in India
Abstract: Short-term Agricultural Credit plays a vital role in supporting seasonal farming operations in India. Primary Agricultural Cooperative Credit Societies (PACCS) serve as grassroots institutions that provide crop loans and other short-term credit facilities to farmers. This study examines the state-wise pattern of short-term loan disbursements through PACCS in India during 2014-2023. The research is based on Secondary data and adopts a descriptive analytical approach to classify states into four categories: high, medium, low, and nil/irregular loan-performing states. The results show apparent regional differences. States such as Tamil Nadu, Karnataka, Maharashtra, Gujarat, and Andhra Pradesh record consistently high loan disbursement, while several North-Eastern and Urban-dominated regions show low or irregular performance.
Keywords: Primary Agricultural Cooperative Credit Societies, short-term loan issues, state-wise performances in India
How to Cite?: G. Vigneshwaran, Dr K. Ravichandran, "A Study on Short-Term Loan Issues in Primary Agricultural Cooperative Credit Societies in India", Volume 15 Issue 4, April 2026, International Journal of Science and Research (IJSR), Pages: 255-259, https://www.ijsr.net/getabstract.php?paperid=SR26403101425, DOI: https://dx.doi.org/10.21275/SR26403101425