Evaluating the Impact of Fintech Solutions on Microfinance Institutions in Karnataka
Abstract: The integration of financial technology in microfinance institutions (MFIs) has accelerated in recent years, which transformed both the financial inclusion and MFI operations and functioning. This paper aims at assessing the effect of fintech on MFIs in Karnataka with specific focus on loan disbursement and customer satisfaction as well as financial inclusion. Questionnaire survey among MFI stakeholders served as the means of collecting primary data and statistical analysis was done in the use of SPSS. Validity of the measures was as follows: Interitem reliability analysis performing Cronbach?s Alpha was equal to 0.84 that showed reasonable internal consistency of the questionnaire. Thus, the results of regression analysis revealed that there was a good impact of fintech on loan processing efficiency (F = 15.68, R? = 0.72, p
Keywords: Digital Transactions, Fintech Adoption, Financial Inclusion, Loan Efficiency, Microfinance Institution
How to Cite?: Dr. B. A. Karunakara Reddy, Hema N, "Evaluating the Impact of Fintech Solutions on Microfinance Institutions in Karnataka", Volume 14 Issue 7, July 2025, International Journal of Science and Research (IJSR), Pages: 1467-1475, https://www.ijsr.net/getabstract.php?paperid=SR25721195654, DOI: https://dx.doi.org/10.21275/SR25721195654