Rewarding Safe Driving: An Arduino-Powered System for Real-Time Driver Behavior Monitoring in Smart Auto Insurance

Diljith Sathyan S, Rinsa Rees

Abstract: A Smart Automobile Insurance Policy that offers discounts based on accident-free driving can be enhanced using an Arduino-based system. This system can monitor and track a driver?s behavior, such as speed, acceleration, and braking patterns, using sensors like a GPS module and an accelerometer. The data is analyzed in real time to ensure the driver is adhering to safe driving practices. If the system detects consistent accident-free driving with no harsh braking, rapid acceleration, or speeding, it can send this information to the insurance company or a mobile app, potentially earning the driver a discount on their premium. This encourages safe driving and rewards accident-free behavior, leading to cost savings for responsible drivers while reducing the risk of accidents.

Keywords: Smart automobile insurance policy, Accident-free driving, Arduino-based system, Safe driving practices

How to Cite?: Diljith Sathyan S, Rinsa Rees, "Rewarding Safe Driving: An Arduino-Powered System for Real-Time Driver Behavior Monitoring in Smart Auto Insurance", Volume 14 Issue 4, April 2025, International Journal of Science and Research (IJSR), Pages: 1692-1695, https://www.ijsr.net/getabstract.php?paperid=SR25418205743, DOI: https://dx.doi.org/10.21275/SR25418205743