Downloads: 0 | Views: 29
Doctoral Thesis | Law | India | Volume 13 Issue 4, April 2024
Existing Systems / Procedures for NPA Identification
Abstract: This article provides an in - depth analysis of the identification and management of Non - Performing Assets NPAs in commercial banks, highlighting the multifaceted nature of risks involved, including credit, market, liquidity, interest rate, foreign exchange, country, and operational risks. It outlines various methodologies for risk identification, emphasizing the critical importance of credit risk management in preventing losses due to borrower defaults or deteriorations in credit quality. The article further explores standardized approaches and models for assessing credit risk, as well as innovative strategies for managing other types of risks associated with NPAs. Through a comprehensive examination of risk measurement, management, and mitigation techniques, including the application of new regulatory frameworks and risk - based auditing, the study underscores the significance of continuous risk monitoring and effective risk management practices in enhancing the resilience and sustainability of banking institutions.
Keywords: Credit Risk Management, Non - Performing Assets, Operational Risk, Risk Assessment Models, Commercial Banking
Edition: Volume 13 Issue 4, April 2024,
Pages: 349 - 351