International Journal of Science and Research (IJSR)

International Journal of Science and Research (IJSR)
Call for Papers | Fully Refereed | Open Access | Double Blind Peer Reviewed

ISSN: 2319-7064

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Informative Article | Engineering Science | India | Volume 11 Issue 3, March 2022

Enhancing Accessibility and Security: A Card-Less ATM Withdrawal System

Gaurav Rohatgi [3]

Abstract: The emergence of card - less ATM withdrawal systems represents a paradigm shift in banking, offering greater convenience and security to customers. This paper examines the design and implementation of such systems, focusing on their technical architecture, operational workflow, and security mechanisms. Key aspects include user authentication through mobile banking apps or SMS verification, generation of one - time codes, and integration with existing ATM infrastructure. Furthermore, the paper discusses the advantages of card - less ATM withdrawals, such as reducing the risk of card skimming and enhancing accessibility for individuals without physical cards. Additionally, it addresses potential challenges, including ensuring robust security measures to prevent unauthorized access and addressing concerns regarding user privacy. Overall, card - less ATM withdrawal systems demonstrate significant potential to revolutionize traditional banking practices by prioritizing convenience, security, and inclusivity for customers.

Keywords: Card - less ATM, ATM withdrawal system, Accessibility, Security, Mobile authentication, User experience, Digital banking

Edition: Volume 11 Issue 3, March 2022,

Pages: 1567 - 1573

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