Impact of FinTech on Capital Markets

Rangapriya Saivasan | Dr Madhavi Lokhande

Abstract: This research investigates the transformative impact of FinTech on capital markets, encompassing blockchain technology, robo - advisors, and digital currencies. These innovations have disrupted traditional structures, reshaping the infrastructure, trading dynamics, and investor behaviors within capital markets. With blockchain enhancing transparency and efficiency in securities settlement, robo - advisors democratizing investment advice, and digital currencies introducing alternative financing mechanisms, the benefits of FinTech, such as increased liquidity and reduced transaction costs, are evident. However, cybersecurity, market integrity, and regulatory compliance concerns must be addressed. To foster innovation while ensuring market stability, adaptive regulatory frameworks are imperative. This study provides vital insights for market participants, policymakers, and regulators to adapt their strategies, regulations, and risk management practices in navigating the ever - evolving landscape of FinTech - driven capital markets. By embracing the potential of FinTech and proactively addressing its challenges, stakeholders can harness its power to propel capital markets into a new era of efficiency, accessibility, and growth.

Keywords: FinTech, Robo - advisory, Capital Markets

Edition: Volume 12 Issue 7, July 2023,

Pages: 987 - 991