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Masters Thesis | Management | Indonesia | Volume 12 Issue 7, July 2023

The Influence of Third Party Funds and NPF on Profitability with Liquidity as an Intervening Variable

Mohammad Bintang Hafrianto | G. M. Djoko Hanantijo ^[7]

Abstract: This paper investigates the effect of the ?Third Party Funds and Non Performing Financing on Profitability with Liquidity as an Intervening Variables in Indonesian Banking Syariah Business Units listed in The Indonesian Financial Services Authority (OJK). The method used in determining the sampling is using a purposive sampling method with 10 companies as the sample size during the period of 2017-2022. While the analysis method data that is used in this research is Path Analysis with data processing software Smart PLS 3.0. The results of this research indicate that partially the third- party funds and non performing financing had no effect on the financing to deposit ratio. Third-party funds, non performing financing, and financing to deposit ratio have a significant effect on return on assets. Furthermore, financing to deposit ratio was unable to mediate the effect of third party funds and non performing financing on return on assets.

Keywords: Third Party Funds, Non Performing Financing, Financing to Deposit Ratio, Return On Assets

Edition: Volume 12 Issue 7, July 2023,

Pages: 762 - 765