International Journal of Science and Research (IJSR)

International Journal of Science and Research (IJSR)
Call for Papers | Fully Refereed | Open Access | Double Blind Peer Reviewed

ISSN: 2319-7064

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Analysis Study Research Paper | Commerce and Economic Studies | India | Volume 12 Issue 6, June 2023

E-Banking Services an Impetus to Economic Growth: A Case Study of North Karnataka in India

Dr. Suvarna K. Varadai

Abstract: E-banking is a service provided by the banks in which a customer is allowed to conduct transactions using the internet, it is an electronic payment system that allows users of any financial institutions to perform financial transactions using internet. This article covers the important E-banking service in scheduled banks and other financial institutions in North Karnataka in India Viz. Core banking Institutions, Automated Teller Machine (ATM), MICR, RTGS, EFT, NEFT, ACH, ECS, Debit card & Credit card, IFN, Bank NET, SWIFT, EDI M-Banking. In this Article Researcher has explained the role of SBI, Canara Bank, Syndicate Bank & their E-banking products with proper analysis of data researcher tried to find the most serviceable bank and the highest usable E-banking Services. In financial Institutions AXIS Bank, HDFC, ICICI banks were selected and with the help of primary data collected researcher tried to find out the most serviceable bank and highest usableE-banking services. With help of RBI report researchers tried to find the transactions volumes during 2017-18, 2018-19, 2019-20 and transaction value during the said period ultimately it is found that; The E-banking Services are rapidly growing in India, E-Banking Services have given an impetus to the economic growth of India, ATM & RTGS are maximum using E-banking Services and Among the Nationalised Bank, Canara Bank is highest E-banking service provider in selected area.

Keywords: E-Banking, Economy

Edition: Volume 12 Issue 6, June 2023,

Pages: 1362 - 1367

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