International Journal of Science and Research (IJSR)

International Journal of Science and Research (IJSR)
Call for Papers | Fully Refereed | Open Access | Double Blind Peer Reviewed

ISSN: 2319-7064




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Research Paper | Management | India | Volume 12 Issue 5, May 2023 | Rating: 4.7 / 10


Study on Farmer's Insight towards Agricultural Loans in Rural Areas of Jhansi (Uttar Pradesh)

Ashutosh Kumar Singh [4]


Abstract: The most important issues faced by the majority of farmers in India are rural indebtedness and over dependence on private money lenders and banks. Previously, cultivation was done in a customary way and the farmers primarily relied upon cash loan lenders, family members and friends for monetary prerequisite. Agriculture in India is the fundamental essential segment which contributes a higher rate for nutritional security and feasible advancement for poverty elevation. Agriculture practices and progressions contrast all around, however the headway of farming part gives a positive effect which is valuable for everybody. Achievements in agriculture advancement in India include Green revolution, White revolution, golden revolution and Bio - innovation revolution etc. After the appearance of green revolution agribusiness entered the time of modernization and there was a noteworthy increment in the agricultural - loan needs of farmers. It discovers steps to increase institutional agricultural loan by providing stimulus, for example, the opening of new branch of banks everywhere throughout the nation. Kisan credit card and the activity taken to guarantee suitable access to money related items and administrations required by the administrative area have truly been instrumental in the spectacular hike in agriculture loan. This investigation going to comprehend the activities of different commercial banks for advancing agricultural loans rural area region thus as to help the nation's financial improvement. It additionally audit the arrangements presented by the legislature in elevating the agricultural loans in provincial and rural area for an upright improvement.


Keywords: India, Farmers, Loan, Banks, Agriculture, indebtness


Edition: Volume 12 Issue 5, May 2023,


Pages: 2467 - 2471



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