International Journal of Science and Research (IJSR)

International Journal of Science and Research (IJSR)
Call for Papers | Fully Refereed | Open Access | Double Blind Peer Reviewed

ISSN: 2319-7064




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Analysis Study Research Paper | Business and Finance | Bangladesh | Volume 11 Issue 5, May 2022 | Rating: 5 / 10


Some Major Impediments of Sustainable Rural Development through Rural Banking in Bangladesh: An Exploratory Study

Khandker Rahat Mahmud


Abstract: The majority people of Bangladesh, who producing foods, vegetables and other household products for urban people, are living in rural areas. Desired balanced development of rural economy can help the path to gear up the sustainable development of Bangladesh. Rural Banking is being considered as an important element of rural development. The main objective of this paper is to find out the causes behind the poor rural banking systems so that concern policy makers and the government can adopt proper measures for development of rural economy to sustain the development of Bangladesh. To discuss some factors of rural banking, qualitative data have been used. Since this is a desk research, secondary sources along with some primary sources of data have been analyzed and interpreted. Financial inclusion of rural people to the Modern Financial Technology (FINTECH) system, must be ensured for balanced and fast development of country?s economy and infrastructural situation. Rural-urban income disparity must be lessened for smooth development of economy. This research will help the policy makers, financial thinkers, rural people, NGOs, Bankers to take decision about management of money and credit by using modern banking channel in rural areas. This is also help the academician for further research in future.


Keywords: Rural Banking, sustainability, rural economy, Fintech, Mortgage, farmers, village, season money need banking, infrastructure, urban banking


Edition: Volume 11 Issue 5, May 2022,


Pages: 301 - 309



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