Medical Insurance Claims - An Introspection of Pre and Post COVID Scenario

Vemuri Phani Pragneya

Abstract: Medical Insurance claims are one of the most important insurance policies that are available. In the recent times of Pandemic, humans have understood the importance of health and are also taught that falling ill is not alet us see if we fall ill?, situation. With the changed thought process the need for medical insurance policies are now more important than ever. This research article tries to analyze the medical insurance policies that were available before country encountered the muddled situation of Pandemic, and the new medical policy changes that were brought about as a response to the pandemic. This Article further analyzes the shortcomings of the policies that wereexistent before the pandemic and policies that were implemented after the pandemic.

Keywords: COVID, Corona Virus Disease SARS, Severe Acute Respiratory Syndrome, WHO, World Health organization, IRDAI, Insurance Regulatory and Development Authority of India