Financial Technology Research Summary

He Jiaying

Abstract: At present, finance and technology have become the core driving force of social progress and economic development, and the deep integration of finance and technology has become a new trend. Based on the literature review in recent years, this article first summarizes the basic concepts, development history, classification and characteristics of financial technology, and then compares financial technology with Internet finance and technology finance respectively, and then compares the domestic and foreign financial technology supervision Finally, I put forward my own views on the development trend and improvement of financial technology.

Keywords: financial technology, internet finance, technology finance, regulatory model