International Journal of Science and Research (IJSR)

International Journal of Science and Research (IJSR)
Call for Papers | Fully Refereed | Open Access | Double Blind Peer Reviewed

ISSN: 2319-7064


Downloads: 156 | Views: 452 | Weekly Hits: ⮙1 | Monthly Hits: ⮙1

Survey Paper | Information Technology | India | Volume 9 Issue 12, December 2020


Study of UPI/BHIM Payment System in India

Dinesh M. Kolte | Dr. Veena R. Humbe [5]


Abstract: After the demonetization there is growth in digital payments in India. The government of India had initiative called Digital India for the transparency and quick services for the people in Republic of India. Due to Digital India initiative there is tremendous growth in use of mobile phones and internet which directly help increased growth in digital payments. The use of digital payments gives more transparency in money transactions this improves the economy of India. In last few years due to the digital payment platform by NPCI called UPI and BHIM app there is positive changes in digital payments. The objective of this research paper is to study the positive impact of UPI and BHIM app on digital payment system. This research paper focuses on the use of UPI or BHIM app by users. Primary data collected from 200 students studying in the Dr. Babasaheb Ambedkar Marathwada University, Aurangabad.


Keywords: Electronic Payments, E-Payments, Digital Payments, Online Payments, UPI, BHIM


Edition: Volume 9 Issue 12, December 2020,


Pages: 228 - 232


How to Download this Article?

Type Your Valid Email Address below to Receive the Article PDF Link


Verification Code will appear in 2 Seconds ... Wait

Top