An Empirical Analysis of the Impact of Agricultural Banking Industry profitability in Bangladesh: An Evaluation of Internal Indicators of RAKUB
Abstract: The study is on diagnostic and exploratory in nature and it depends on secondary data. The finding shows a steady growth in terms of branches, manpower, deposits, loan & advances, investments, total income, total expenditure, deposit interest rate, loan interest rate and net profit of RAKUB (Rajshahi Krishi Unnayan Bank) during the period 2004-2011. Using simple regression analysis, was used to test the trend of indicators were significantly positive tendency with the change of the above period. Correlation matrix was use to find the inter relationship among the indicators, total net profit have strongly related with manpower, total deposit, total loan and advance, loan recovery, total income and total expenditure. Using multiple regression analysis, a variance inflation factor (VIF) demonstrated that there was no evidence of a multicollinearity problem among the indicators when total net profit was considered as a dependent indicator. The coefficients of the regression line demonstrated that there was a significant positive relationship between the total net profit and number of branch, manpower, total deposit, total loan and advance, loan disbursement, loan recovery, total invest, deposit interest rate with (P
Keywords: Agriculture, Deposits, Loan & Advance, Investment, Deposits Interest Rate, Loan Interest Rate, Multiple Regression Analysis and Stepwise regression analysis and Mallows Cp
How to Cite?: Md. Rashidul Alam Mahumud, Md. Golam Hossian, Syeda Zabin Nessa Sultana, "An Empirical Analysis of the Impact of Agricultural Banking Industry profitability in Bangladesh: An Evaluation of Internal Indicators of RAKUB", Volume 2 Issue 1, January 2013, International Journal of Science and Research (IJSR), Pages: 558-566, https://www.ijsr.net/getabstract.php?paperid=IJSROFF2013002, DOI: https://dx.doi.org/10.21275/IJSROFF2013002