Rural Banking System in Bangladesh: An Exploratory Study

Md. Abdul Kuddus, Prapti Saha, Naima Rahman

Abstract: Rural banking is the producer of oxygen as they are producing edible product for living of the urban. The main aim of the research is to build a theory for adapting rural banking systems for balanced economic development. For developing the theory qualitative data have been used to explaining the different factors. This is a desk research, so only secondary sources of data have been analyzed and interpreted. The present advanced financial technology must reach to rural banking infrastructure to conduct the rural areas economic activities. Financial inclusion of rural people could be done through the research outcomes. This theory will help the academician for further research and it will also helps policy makers statesman for taking state level financial decision, and financial thinkers, bankers and rural people to take decision about finance using modern banking channel.

Keywords: Rural Banking, Rural banking infrastructure, Hand-revolving Banking, Relationship banking, Crop Banking, Season-money need Banking