Abdul-Hamid A.Kaduna; Mu'azu A. A. Kaduna; Hayatu M. Kaduna
Abstract: The growth in Information Technology has led to the transformation of the banking system towards providing efficient services while simultaneously being time and cost effective. This led to the introduction of the cashless policy in Nigeria. Understanding both the negative and positive implications of this policy as well as factors that will help or deter it is crucial to its long-term success hence the use of Aspectual Analysis to dissect the various aspects that influence implementation and rate of adoption.
Keywords: Cashless Banking, E-commerce, Technologies