International Journal of Science and Research (IJSR)

International Journal of Science and Research (IJSR)
Call for Papers | Fully Refereed | Open Access | Double Blind Peer Reviewed

ISSN: 2319-7064


Downloads: 130

Research Paper | Management | Kenya | Volume 5 Issue 4, April 2016


Influence of Investment Decisions on the Financial Performance of SACCOS: A Survey of Registered SACCOS in Baringo County

Rotich David Kipkorir | Barbara M. Namiinda | Doreen Njeje


Abstract: The purpose of this study was to assess the influence of investment decisions on the financial performance of registered SACCOs in Baringo County. The objectives of the study were to determine the influence of investment in real estate, FOSA activities, lending to members and lending to government on the financial performance of registered SACCOs. The study was guided by the stakeholder theory, information theory and decision making theory. The study was based on a descriptive survey design and targeted 316 members in 73 registered SACCOs in Baringo County. Stratified sampling was used in selecting a sample size of 177 respondents. Data was collected using questionnaires and analyzed using both descriptive (means and standard deviation) and inferential statistics (regression analysis). The study concludes that investment in real estate influenced 9.8 % of the financial performance of SACCOs in Baringo County while 15.3 % of registered SACCOs financial performance was explained by lending to members. The study also concludes that FOSA activities influenced 16.6 % of registered SACCOs financial performance in Baringo County while10.7 % of SACCOs financial performance was explained by lending to the government. The highest influence was explained by FOSA activities, followed by lending to members, then lending to the government and finally investment in real estate.


Keywords: Influence, Financial Performance, Investment Decisions, Registered SACCOs, , investment in real estate, FOSA activities, lending to SACCO members, government bills and bonds


Edition: Volume 5 Issue 4, April 2016,


Pages: 904 - 914


How to Download this Article?

You Need to Register Your Email Address Before You Can Download the Article PDF


How to Cite this Article?

Rotich David Kipkorir, Barbara M. Namiinda, Doreen Njeje, "Influence of Investment Decisions on the Financial Performance of SACCOS: A Survey of Registered SACCOS in Baringo County", International Journal of Science and Research (IJSR), Volume 5 Issue 4, April 2016, pp. 904-914, https://www.ijsr.net/get_abstract.php?paper_id=NOV162685

Similar Articles with Keyword 'Influence'

Downloads: 0

Research Paper, Management, India, Volume 11 Issue 9, September 2022

Pages: 455 - 458

Mediating Effect of e-Leadership in Improving Employee Productivity and Motivation

Chetna Kumari [2]

Share this Article

Downloads: 0

Doctoral Thesis, Management, India, Volume 11 Issue 9, September 2022

Pages: 1147 - 1151

A Study on Customer's Experience on Food Delivery Applications with Special Reference to Kanchipuram, Tamil Nadu

J. Praveen Rajesh | Yaram Sai Harini | J. Krithika

Share this Article
Top