Policy Impact Analysis of Multiple Licenses to Indonesia Business Banking
International Journal of Science and Research (IJSR)

International Journal of Science and Research (IJSR)
www.ijsr.net | Open Access | Fully Refereed | Peer Reviewed International Journal

ISSN: 2319-7064

Research Paper | Financial Engineering | Indonesia | Volume 2 Issue 3, March 2013

Policy Impact Analysis of Multiple Licenses to Indonesia Business Banking

Herry Achmad Buchory

Bank Indonesia as monetary authorities issued Bank Indonesia Regulation (PBI) the number of 14/26/PBI/2012 about Business Activity and Office Network Based on Core Capital Bank on December 2012. This policy is known as multiple license policy. With the issuance of this regulation that the whole business should be linked bank core capital owned. Multiple License policy will have an impact to business banking Indonesia, there are will be a fulfillment of capital by the old owner, the transfer of partial ownership of banks, there was a wave of mergers, sales of small banks, there was a wave of foreign ownership, bank stock price fluctuations, customer migration to higher BUKU, downsizing bank became a common BPR which will increasing competition for existing, increased lending to the productive sector in particular for SME financing, expansion of branch network especially by BUKU 3 and 4.

Keywords: multiple license policy, core capital, BUKU

Edition: Volume 2 Issue 3, March 2013

Pages: 529 - 532

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Herry Achmad Buchory, "Policy Impact Analysis of Multiple Licenses to Indonesia Business Banking", International Journal of Science and Research (IJSR), https://www.ijsr.net/search_index_results_paperid.php?id=IJSRON2013660, Volume 2 Issue 3, March 2013, 529 - 532

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