International Journal of Science and Research (IJSR)

International Journal of Science and Research (IJSR)
Open Access | Fully Refereed | Peer Reviewed

ISSN: 2319-7064


Downloads: 126

Research Paper | Finance | Vietnam | Volume 8 Issue 9, September 2019


Developing a Credit Risk Early Warning Model using Regression Model. A Case Study in Vietnam

Do Nang Thang


Abstract: In this paper, the author has conducted researches and investigations about risk management in Vietnamese commercial banking system.210 observations from companies were collected by survey and SPSS software was used to perform Maddala’s Binary logistics regression model (1984) to find out individual impacting factors that affects the loan repayment ability of corporate customers. Results from above process were aligned by affecting power for better evaluation thus supports banking mangers in disbursement decision making, reduces credit risks.


Keywords: warning models, credit risk, logistics model, financial factor, loan repayment ability, corporate customers, credit risk management


Edition: Volume 8 Issue 9, September 2019,


Pages: 638 - 642


How to Cite this Article?

Do Nang Thang, "Developing a Credit Risk Early Warning Model using Regression Model. A Case Study in Vietnam", International Journal of Science and Research (IJSR), https://www.ijsr.net/get_abstract.php?paper_id=ART20201039, Volume 8 Issue 9, September 2019, 638 - 642

How to Share this Article?

Enter Your Email Address


Similar Articles with Keyword 'credit risk'

Downloads: 61

Research Paper, Finance, Kenya, Volume 9 Issue 3, March 2020

Pages: 1221 - 1226

Influence of Cost of Borrowing on Financial Performance of Selected SACCOs in Siaya County

Charles Anyango, Dr. Simeyo Otieno, Dr. Ofwa Joanes Otieno Wu'Adongo

Share this Article

Downloads: 117

Research Paper, Finance, Tunisia, Volume 6 Issue 3, March 2017

Pages: 2046 - 2051

Agency Conflict between Principal and Agent in the Treatment and Transfer of Information: Validation by the Internal Ratings and Scoring of Borrowers in the Deposit Tunisian Banks

Mohamed Sadok Gassouma

Share this Article

Similar Articles with Keyword 'credit risk management'

Downloads: 128

Research Paper, Finance, Kenya, Volume 6 Issue 10, October 2017

Pages: 1243 - 1245

Effect of Lending Policy on Financial Stability of Commercial Banks: Empirical Evidence of Banking Sector in Kenya

Alfred Wandera Kuloba, Dr. Agnes Njeru

Share this Article

Downloads: 128

Research Paper, Finance, China, Volume 6 Issue 11, November 2017

Pages: 2198 - 2203

Credit Risk Management Practices in Microfinance: Evidence from Selected Microfinance Institutions in Togo

Abdel-Menaf IBRAHIM

Share this Article

Similar Articles with Keyword 'warning'

Downloads: 118

Research Paper, Finance, Kenya, Volume 6 Issue 6, June 2017

Pages: 1089 - 1093

Influence of Loan Design on Loan Delinquency by Corporate Customers in Kenya

Cyprian Ondiba, Dr. Dennis Juma

Share this Article

Downloads: 181

Research Paper, Finance, Rwanda, Volume 7 Issue 11, November 2018

Pages: 134 - 140

Effects of Electronic Finance on Performance of Government Financial Institutions in Rwanda: A Case Study of Rwanda Social Security Board

Irambona Angelique, Dr. Patrick Mulyungi

Share this Article

Similar Articles with Keyword 'models'

Downloads: 160 | Monthly Hits: ⮙1

Survey Paper, Finance, Vietnam, Volume 9 Issue 5, May 2020

Pages: 755 - 761

Determinants of the Risk Tolerance of the Vietnamese Individual Investors

Lam Thien Quy, Pham Thi Hong Van

Share this Article

Downloads: 2

Research Paper, Finance, Sri Lanka, Volume 10 Issue 5, May 2021

Pages: 792 - 795

Capital Asset Pricing Model and Stock Return Variation: Evidence from Colombo Stock Exchange

Thafani, A. R. F

Share this Article

Similar Articles with Keyword 'credit'

Downloads: 0

Research Paper, Finance, Kenya, Volume 9 Issue 11, November 2020

Pages: 203 - 208

Influence of Microfinance Services on the Growth of Women Owned Enterprises in Bondo Town, Kenya

Quenter Adhiambo, Dr. Ofwa Joanes Otieno Wu'Adongo, Dr. Michael Nyagol

Share this Article

Downloads: 60

Research Paper, Finance, Kenya, Volume 9 Issue 4, April 2020

Pages: 894 - 902

Assessing Barriers that Influence Youth Access to Finance for Agribusiness Ventures in Kenya

Mary Njeri Thiong'o (PhDc)

Share this Article

Similar Articles with Keyword 'risk'

Downloads: 139 | Monthly Hits: ⮙1

Case Studies, Finance, Tunisia, Volume 8 Issue 8, August 2019

Pages: 1744 - 1749

Scoop on Tunisian Banking System Vulnerabilities and Monetary Policy Features after the Financial Crisis and Political Instability

Salha Ben Salem

Share this Article

Downloads: 160 | Monthly Hits: ⮙1

Survey Paper, Finance, Vietnam, Volume 9 Issue 5, May 2020

Pages: 755 - 761

Determinants of the Risk Tolerance of the Vietnamese Individual Investors

Lam Thien Quy, Pham Thi Hong Van

Share this Article

Similar Articles with Keyword 'model'

Downloads: 160 | Monthly Hits: ⮙1

Survey Paper, Finance, Vietnam, Volume 9 Issue 5, May 2020

Pages: 755 - 761

Determinants of the Risk Tolerance of the Vietnamese Individual Investors

Lam Thien Quy, Pham Thi Hong Van

Share this Article

Downloads: 2

Research Paper, Finance, Sri Lanka, Volume 10 Issue 5, May 2021

Pages: 792 - 795

Capital Asset Pricing Model and Stock Return Variation: Evidence from Colombo Stock Exchange

Thafani, A. R. F

Share this Article

Similar Articles with Keyword 'financial'

Downloads: 139 | Monthly Hits: ⮙1

Case Studies, Finance, Tunisia, Volume 8 Issue 8, August 2019

Pages: 1744 - 1749

Scoop on Tunisian Banking System Vulnerabilities and Monetary Policy Features after the Financial Crisis and Political Instability

Salha Ben Salem

Share this Article

Downloads: 154

Research Paper, Finance, Qatar, Volume 8 Issue 11, November 2019

Pages: 1114 - 1129

Beyond Myself: A Phenomenological Study on the Financing Decision Deeds of Overseas Filipino Workers in Qatar

Dr. Fredelito Don John A. Vallesteros, Carlisle Justin Cachuela, Andrei Anthony Y. Sanchez, Dean Daniel T. Santos, Precious Krystal V. Aguba, Juliana Claudette C. Almario, Eliza Elmira Q. Castillo, Dianne Mae B. Menez

Share this Article

Similar Articles with Keyword 'factor'

Downloads: 160 | Monthly Hits: ⮙1

Survey Paper, Finance, Vietnam, Volume 9 Issue 5, May 2020

Pages: 755 - 761

Determinants of the Risk Tolerance of the Vietnamese Individual Investors

Lam Thien Quy, Pham Thi Hong Van

Share this Article

Downloads: 154

Research Paper, Finance, Qatar, Volume 8 Issue 11, November 2019

Pages: 1114 - 1129

Beyond Myself: A Phenomenological Study on the Financing Decision Deeds of Overseas Filipino Workers in Qatar

Dr. Fredelito Don John A. Vallesteros, Carlisle Justin Cachuela, Andrei Anthony Y. Sanchez, Dean Daniel T. Santos, Precious Krystal V. Aguba, Juliana Claudette C. Almario, Eliza Elmira Q. Castillo, Dianne Mae B. Menez

Share this Article

Similar Articles with Keyword 'loan'

Downloads: 60

Research Paper, Finance, Kenya, Volume 9 Issue 4, April 2020

Pages: 894 - 902

Assessing Barriers that Influence Youth Access to Finance for Agribusiness Ventures in Kenya

Mary Njeri Thiong'o (PhDc)

Share this Article

Downloads: 61

Research Paper, Finance, Kenya, Volume 9 Issue 3, March 2020

Pages: 1221 - 1226

Influence of Cost of Borrowing on Financial Performance of Selected SACCOs in Siaya County

Charles Anyango, Dr. Simeyo Otieno, Dr. Ofwa Joanes Otieno Wu'Adongo

Share this Article

Similar Articles with Keyword 'repayment'

Downloads: 104

Research Paper, Finance, India, Volume 7 Issue 1, January 2018

Pages: 1338 - 1343

Karnatakas Women Empowerment Programmes

Seema Sinha, Dr. Parul Tandan

Share this Article

Downloads: 118

Research Paper, Finance, Kenya, Volume 6 Issue 6, June 2017

Pages: 1089 - 1093

Influence of Loan Design on Loan Delinquency by Corporate Customers in Kenya

Cyprian Ondiba, Dr. Dennis Juma

Share this Article

Similar Articles with Keyword 'ability'

Downloads: 139 | Monthly Hits: ⮙1

Case Studies, Finance, Tunisia, Volume 8 Issue 8, August 2019

Pages: 1744 - 1749

Scoop on Tunisian Banking System Vulnerabilities and Monetary Policy Features after the Financial Crisis and Political Instability

Salha Ben Salem

Share this Article

Downloads: 1 | Monthly Hits: ⮙1

Doctoral Thesis, Finance, Kenya, Volume 10 Issue 10, October 2021

Pages: 1251 - 1256

Board and Senior Management Oversight Guideline Compliance and Its Effect on Financial Performance of Commercial Banks in Kenya

Magadi Stephene Oloo, Waweru Gabriel, Tanui John Kipkorir

Share this Article

Similar Articles with Keyword 'corporate'

Downloads: 4 | Weekly Hits: ⮙1 | Monthly Hits: ⮙1

Research Paper, Finance, Nigeria, Volume 10 Issue 7, July 2021

Pages: 1485 - 1497

Internal Control System and Return on Assets of Manufacturing Companies Listed in Nigeria

Ogbebor Peter I., Cole Abimbola A., Akinyemi Akindimeji

Share this Article

Downloads: 37

Research Paper, Finance, China, Volume 10 Issue 3, March 2021

Pages: 380 - 384

Study on the Relationship between Institutional Investors and ESG

Li Yujie

Share this Article

Similar Articles with Keyword 'customers'

Downloads: 0

Research Paper, Finance, Kenya, Volume 9 Issue 11, November 2020

Pages: 203 - 208

Influence of Microfinance Services on the Growth of Women Owned Enterprises in Bondo Town, Kenya

Quenter Adhiambo, Dr. Ofwa Joanes Otieno Wu'Adongo, Dr. Michael Nyagol

Share this Article

Downloads: 54

Masters Thesis, Finance, Kenya, Volume 10 Issue 1, January 2021

Pages: 992 - 998

Effect of Pesalink and Mvisa on Financial Deepening among Tier 1 Commercial Banks in Kenya

Daniel Mitau Serah, Dr. Gladys Bunyasi

Share this Article
Top