The Effect of Character, Capacity, Capital, Collateral, Condition of Economic and Constraints on Credit Giving Decisions
International Journal of Science and Research (IJSR)

International Journal of Science and Research (IJSR)
www.ijsr.net | Most Trusted Research Journal Since Year 2012

ISSN: 2319-7064



M.Tech / M.E / PhD Thesis | Economics | Indonesia | Volume 8 Issue 2, February 2019

The Effect of Character, Capacity, Capital, Collateral, Condition of Economic and Constraints on Credit Giving Decisions

Ida Ayu Gede Udayani Manuaba; Nyoman Djinar Setiawina

This study aims to determine the effect of character, capacity, capital, collateral, condition of economic and constraint (the six cs analysis of credit) on the decision to grant credit by the Denpasar city LPD to customers in the city of Denpasar. The data sources used are primary data and secondary data. Data collection methods are interviews and questionnaires. The data analysis technique used is descriptive quantitative using the SPSS 23.00 application as an analysis tool. The results of this study indicate that the decision to give credit (Y) by LPD in Denpasar city is strongly effected by character (X), capacity (X2), capital (X3), collateral (X4), condition of economic (X5) and constraint (X6). Capacity (X2) is the thing that has the most dominant effect, namely the percentage of 52.4 %.

Keywords: effect, the six c's analysis of credit, lpd lending decision

Edition: Volume 8 Issue 2, February 2019

Pages: 278 - 281

Share this Article

How to Cite this Article?

Ida Ayu Gede Udayani Manuaba; Nyoman Djinar Setiawina, "The Effect of Character, Capacity, Capital, Collateral, Condition of Economic and Constraints on Credit Giving Decisions", International Journal of Science and Research (IJSR), https://www.ijsr.net/search_index_results_paperid.php?id=ART20195006, Volume 8 Issue 2, February 2019, 278 - 281

155 PDF Views | 84 PDF Downloads

Download Article PDF



Similar Articles with Keyword 'effect'

Research Paper, Economics, India, Volume 9 Issue 3, March 2020

Pages: 393 - 395

Self Help Groups: A Mechanism for Social Entrepreneurship

Dr. Gaonkar Gopalakrishna M, Manjunatha M

Share this Article

Research Paper, Economics, Ethiopia, Volume 9 Issue 7, July 2020

Pages: 1541 - 1553

Determinants of Household Heads Willingness to Pay for Labelled and Certified Moringa Products: Evidence from GamoGofa, Segen Peoples and South Omo Zones

Afework Berhanu, Alemayehu Acha

Share this Article

Research Paper, Economics, India, Volume 9 Issue 8, August 2020

Pages: 434 - 440

Carbon Trading Practices in India - A Conceptual Study

Amit Kumar Yadav, Anjali

Share this Article

Research Paper, Economics, Kenya, Volume 4 Issue 7, July 2015

Pages: 1802 - 1805

Effect of Financial Resources on Growth of Enterprises Owned by Entrepreneurs With Disabilities in Bungoma County, Kenya

Elizabeth Wasike, Dr. Willy Muturi

Share this Article

Informative Article, Economics, India, Volume 9 Issue 8, August 2020

Pages: 925 - 927

Impact of Oil Prices on Economic Growth of India

Ankit Chaudhary

Share this Article
Top