International Journal of Science and Research (IJSR)

International Journal of Science and Research (IJSR)
Since Year 2012 | Open Access | Double Blind Reviewed

ISSN: 2319-7064




Downloads: 136

Research Paper | Business Management | Indonesia | Volume 8 Issue 1, January 2019


Credit Risk as an Intervening Variable in the Effect of Good Corporate Governance (GCG) Implementation on Banking Companies Performance (Study on Banking Companies Listing on BEI 2012-2016 Period)

I Made Gilang Candra Pradipta Rata | Ni Ketut Surasni [3] | I Nyoman Nugraha AP


Abstract: The phenomenon of economic crisis that occurred in 1997-1998 has led Indonesia to the worst financial crisis and banking performance. Several factors contributed to the Indonesia economic collapse such as extremely poor financial regulation, irregular banking practices were pervasive and high default loans ratio of the state banks. Inadequate enforcement of central bank regulations meant that rules were routinely violated with impunity. Some efforts have been made to improve banking sector performance and regain public trust, the implementation of corporate governance practices in banking industry being the main concerned of central bank. As for the purpose of this study was to determine whether GCG had an effect on banking performance through credit risk. The object was several banks which listed on IDX and participated in IICG survey during 2012-2016. By using purposive sampling, 7 bank samples were obtained and the statistic analysis was carried out using Path Analysis Method. The results of this study indicate: 1) GCG has negative effect on credit risk, 2) GCG has positive impact on company performance, 3) credit risk has negative impact on company performance and 4) credit risk was able being referred as an intervening variable in the effect of GCG on banking companies performance. The results of this study can be used as a tool for improving company management related to GCG implementation, credit risk and company performance


Keywords: bank, GCG, NPL, ROE


Edition: Volume 8 Issue 1, January 2019,


Pages: 1435 - 1441


How to Cite this Article?

I Made Gilang Candra Pradipta Rata, Ni Ketut Surasni, I Nyoman Nugraha AP, "Credit Risk as an Intervening Variable in the Effect of Good Corporate Governance (GCG) Implementation on Banking Companies Performance (Study on Banking Companies Listing on BEI 2012-2016 Period)", International Journal of Science and Research (IJSR), Volume 8 Issue 1, January 2019, pp. 1435-1441, https://www.ijsr.net/get_abstract.php?paper_id=ART20194604

How to Share this Article?






Similar Articles with Keyword 'bank'

Downloads: 1 | Weekly Hits: ⮙1 | Monthly Hits: ⮙1

Research Paper, Business Management, Indonesia, Volume 11 Issue 6, June 2022

Pages: 25 - 29

Capital Strategy in Property Sharia Business with Syirkah Mudharabah Approach

La Ode Mahmud | Samdin [4] | Hasan Aedy [2] | Bahana Adam [2]

Share this Article

Downloads: 1 | Weekly Hits: ⮙1 | Monthly Hits: ⮙1

Analysis Study Research Paper, Business Management, Sudan, Volume 11 Issue 8, August 2022

Pages: 312 - 317

Customer Orientation of Service Employees in the Banking Sector in Sudan

Hisham Makki Hanafi [2] | Mushtaha Alfadil Yahia

Share this Article


Top