Research Paper | Finance | China | Volume 6 Issue 11, November 2017
Research on Non - Performing Loans of China Rural Commercial Bank
Tao-Wang, Xinya-Liu
China's economy has entered a new normal, With the developing of the "three rural" policy, rural commercial banks are gradually playing the role of developing local economy in China, supporting the burden of SMEs, stabilizing regional economy and promoting the building of a harmonious society. Loan is the most important factor in the assets of rural commercial banks. The size of the loan risk will affect the quality of the assets of rural commercial banks and will have a direct impact on the development of rural commercial banks. With the continuous deepening structural reforms in China's supply side and the implementation and promotion of "Three to drop one make up" the banking industry of China is confronted with multiple difficulties such as economic growth downturns, the deepening reform of interest rate liberalization and increased risk pressure, which makes the non-performing loan ratio of commercial banks rise continuously. The non-performing loan rate of national commercial bank has reached 1.74%. Therefore, it is necessary to study the situation of non-performing loans of rural commercial banks and put forward relevant suggestions for rural commercial banks to solve the problem of high NPLs.
Keywords: economy, rural commercial banks, non-performing loans
Edition: Volume 6 Issue 11, November 2017
Pages: 1944 - 1947
How to Cite this Article?
Tao-Wang, Xinya-Liu, "Research on Non - Performing Loans of China Rural Commercial Bank", International Journal of Science and Research (IJSR), https://www.ijsr.net/search_index_results_paperid.php?id=ART20178434, Volume 6 Issue 11, November 2017, 1944 - 1947
77 PDF Views | 65 PDF Downloads
Similar Articles with Keyword 'economy'
Case Studies, Finance, Tunisia, Volume 8 Issue 8, August 2019
Pages: 1744 - 1749Scoop on Tunisian Banking System Vulnerabilities and Monetary Policy Features after the Financial Crisis and Political Instability
Salha Ben Salem
Research Paper, Finance, China, Volume 9 Issue 7, July 2020
Pages: 1331 - 1344Impact of Age Population Structure on Transport Infrastructure Investments
Michael Kwabena Ofori
Masters Thesis, Finance, China, Volume 9 Issue 10, October 2020
Pages: 772 - 777The Impact of the Financialization of Entity Enterprises on the Financial Risks of Enterprises
Ying Wu
Research Paper, Finance, China, Volume 9 Issue 2, February 2020
Pages: 991 - 994Research on the Impact of Listed Companies' Financialization on Innovation Investment
Zhao Yang
Research Paper, Finance, China, Volume 7 Issue 6, June 2018
Pages: 1079 - 1082Vietnam's Economic Growth Influenced by Export-Oriented Economy
Shang Yuan
Similar Articles with Keyword 'non-performing loans'
Research Paper, Finance, China, Volume 6 Issue 11, November 2017
Pages: 1944 - 1947Research on Non - Performing Loans of China Rural Commercial Bank
Tao-Wang, Xinya-Liu
Research Paper, Finance, Rwanda, Volume 7 Issue 10, October 2018
Pages: 1707 - 1711Effects of Prudential Regulations on Financial Performance of Commercial Banks in Rwanda: A Case of Bank of Kigali
Musengimana Ngenzi Olivier, Dr. Patrick Mulyungi
Research Paper, Finance, Indonesia, Volume 9 Issue 3, March 2020
Pages: 266 - 271Non-Performing Loan Determining Factors on Buku 4 Banks Listed on the Indonesia Stock Exchange
Nindya Ayunita, Hermanto Siregar, Moch Hadi Santoso
Research Paper, Finance, Rwanda, Volume 7 Issue 11, November 2018
Pages: 174 - 178Influence of Asset Liability Management on Financial Performance of Commercial Banks in Rwanda: Camel Model Approach
Immaculee Mukasinayobye, Dr Patrick Mulyungi
Research Paper, Finance, Kenya, Volume 7 Issue 11, November 2018
Pages: 481 - 486Effect of Interest Rate Capping Policy on Financial Performance of Commercial Banks in Kenya; Case of Equity Bank Kenya Limited in Nairobi County
Olukoye Benjamin, Dr. Dennis Juma